FHA Loans

FHA Loans for Ohio and Pennsylvania Buyers

FHA loans are insured by the Federal Housing Administration and are built for buyers who have a smaller down payment or credit that isn't perfect. FHA guidelines allow a smaller down payment than many other loan types for qualifying borrowers.

Family sitting together on the front porch steps of their home

Certain limitations apply, call for details.

Because we're a mortgage broker, we don't have just one FHA "box" to fit you into. We compare FHA options from multiple wholesale lenders, because lenders can set their own requirements on top of FHA's.

Good to know

  • FHA loans carry mortgage insurance (an upfront premium plus a monthly premium).
  • The home must be your primary residence and meet FHA property standards.
  • Gift funds from family can often be used toward the down payment.
Start Your ApplicationCall (330) 406-3008