ITIN Loans

Don't have a Social Security number? If you file taxes with an Individual Taxpayer Identification Number (ITIN), you may still be able to buy a home.

What lenders look for

  • A valid ITIN and a history of filing taxes
  • Proof of steady income (tax returns, bank statements or other documents)
  • A down payment and reserves
  • Credit history, which can include alternative credit like rent and utility payments

As a broker, Rebel Lending arranges ITIN loans through our wholesale lender partners. Availability and requirements vary by lender, and not every borrower will qualify. Call us to talk through your options.