Manufactured Home Loans

A manufactured home can be an affordable path to homeownership, and many can be financed with a regular mortgage.

What usually qualifies

  • The home is on a permanent foundation and titled as real estate together with the land.
  • It was built after June 15, 1976 and carries its HUD certification label.
  • It meets the lender's size and property requirements.

Loan options

Conventional, FHA, VA and USDA programs can all finance qualifying manufactured homes, for a purchase or a refinance. Requirements vary by lender, so we'll match your home to the right program.